Student Banking

For Students

Student Products

Promoting bright financial futures

Money management made easy for students

Let's face it - there is a lot of stuff you want and need and with a little planning and money management you can get even more. That’s why Ideal Credit Union offers unique accounts and products geared toward helping students achieve their future financial goals.

  • Share Savings: Students can become a member by opening a Share Savings Account with as little as $1.
  • Student Checking: For students up to age 24 who are ready to take control of their finances.
  • Student Savers CD: A special certificate that earns high school students a high rate of 2.00% APY.*
  • Credit Builder Loan: A special loan for students looking to establish credit and build a financial foundation early.

Product details

Select from the tabs below to learn more about each student product.

Student Checking

Student Checking

The Ideal Free Student Checking account is designed to meet the unique needs of high school and college students by providing cost-savings and easy online & mobile access.

  • No minimum balance
  • Online & Mobile Banking
  • Ideal EMV MasterCard® Debit Card
  • Access to a huge ATM Network
  • And so much more

Open an Account
Make an Appointment


Terms & Conditions
Age Restrictions
Students up to age 24. Parent/guardian must be on account if student is under 18.
Minimum Opening Deposit$50
Monthly Maintenance Fee$0
Minimum Balance Required$0
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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed