Credit Card Options
Be ready for what's next
For better or for worse, one thing is certain - life is unexpected. Be ready for anything with a low rate, affordable credit card option from Ideal Credit Union.
IDEAL CREDIT CARD BENEFITS
Ideal CU credit card options are perfect for meeting your credit needs plus offer great benefits including:
- No annual fee
- A low variable1 or fixed rate2
- Valuable rewards programs
- Low Balance Transfer fees
- Low Cash Advance fees
- 24/7 online card access
Compare Credit Cards
|Ideal CU Blue Rewards®||Ideal CU Gold®|
Earn points on every dollar to redeem for valuable rewards from top brands.
Earn a .5% rebate for every dollar in new net purchases of $500 or higher.
|Rate||A low variable rate1||A low fixed rate2|
|Rewards||CURewards Program||Cashback Rewards|
|Cash Advance||Low cash advance fees||Low cash advance fees|
|Balance Transfers||Low transfer fees||Low transfer fees|
|Text & Email Alerts||Yes||Yes|
|Others||Automatic payment options and more!||Travel enhancement packages and more! Automatic payment options and more!|
|Disclosures||Cardholder Agreement||Cardholder Agreement|
1. Ideal CU Blue Rewards Variable APR (Annual Percentage Rate) ranges from 10.15% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and Cash Advance fees are 2% of each advance (Minimum $10.00). Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.
2. Ideal CU Gold fixed APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 2% of each transaction in U.S. Dollars. Fast track card ship fee $35. Convenience Check Stop Payment fee $35.