Small Business

Small Business

Business Loans & Credit

Business Loans & Credit


Business Term Loan >

Designed to finance the tools and equipments you need to grow your business.

Business Line of Credit >

Easy to use line of credit that can be tied to your business assets and used for unexpected expenses and more.

woman in business attire

Business Real Estate >

Enjoy competitive financing for business real estate, including new purchase and refinance.

Business Credit Card >

Enjoy no annual fee and a low variable rate with an Ideal VISA Business Platinum Credit Card.

 

Apply Online

To apply online for a business loan or credit card, follow the steps below:

  1. Complete and submit the Online Business Loan Application.
  2. Complete and submit the Online Personal Financial Statement.
  3. Email This email address is being protected from spambots. You need JavaScript enabled to view it. once the above online documents have been submitted.

A representative will review your application and reach out to you within 1-2 business days.

Apply In-Person

To apply in-person for a business loan or credit card:

  • Make an appointment
  • Visit any Ideal Credit Union branch
  • Email This email address is being protected from spambots. You need JavaScript enabled to view it.
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2018 Holiday Hours


New Year's Day
Monday, January 1st
All locations closed.


Martin Luther King Jr Day
Monday, January 15th
All locations closed.


Presidents' Day
Monday, February 19th
All locations closed.


Good Friday
Friday, March 30th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Memorial Day
Monday, May 28th
All locations closed.


Independence Day
Wednesday, July 4th
All locations closed.


Labor Day
Monday, September 3rd
All locations closed.


Columbus Day
Monday, October 8th
All locations closed.


Veterans Day
Monday, November 12th
All locations closed


Thanksgiving Day
Thursday, November 22nd
All locations closed.


Day after Thanksgiving
All locations are open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Eve
Monday, December 24th
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


Christmas Day
Tuesday, December 25th
All locations closed.


New Year's Eve
Monday, December 31
All locations open regular business hours
Lobby - 9:00 a.m. to 5:00 p.m.
Drive-thru - 9:00 a.m. to 5:30 p.m.


New Years Day
Tuesday, January 1st
All locations closed